Stable cryptocurrencies: why Latin Americans prefer USDT and how to integrate them into your business.

July 10, 2025

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In recent years, Latin America has witnessed a financial phenomenon that is revolutionizing the way people save, send and receive money: the stable cryptocurrencies, also known as stablecoins. And among all of them, USDT (Tether) has become the favorite of the Latin American market.

Why is this happening, what makes USDT so attractive in countries like Argentina, Venezuela, Colombia or Mexico, and how can companies integrate these digital currencies into their daily operations? In this blog we explore the reasons behind the rise of stablecoins in the region, the most common use cases, and how you can take advantage of this trend using technological solutions such as those offered by Futswap.

What are stablecoins and how do they work?

The stablecoins are cryptocurrencies designed to maintain a stable value over time. Unlike Bitcoin or Ethereum, whose price can fluctuate significantly in a matter of hours, stablecoins are backed by traditional assets such as the U.S. dollar, the euro or even gold.

For example, USDT (Tether) and USDC (USD Coin) are pegged to the value of the dollar, so 1 USDT = 1 USD, in most cases. This makes them ideal tools for:

Avoiding the volatility of other cryptocurrencies.
Protect against inflation of local currencies.
Facilitate faster and cheaper international payments.

In addition, they are easily transferable, accessible from anywhere in the world and do not require traditional banking intermediaries.

Why is USDT the most used currency in LATAM?

In countries where the economy is unstable, inflation is high and access to dollars is restricted, users look for safe and accessible alternatives to safeguard the value of their money.

USDT has earned the trust of Latin American users for several reasons:

Accessibility without banking restrictions 2.

Individuals can purchase USDT on peer-to-peer (P2P) platforms or through local exchanges, without the need to have an international bank account.

2. Stability against local currencies

Countries such as Argentina or Venezuela face constant devaluations. In these contexts, holding USDT is seen as an affordable way to “save in dollars”.

3. Widespread use for payments and remittances

USDT has become the preferred method for freelancers, digital merchants and migrants sending money to their families. It is faster and cheaper than traditional channels.

4. Wide acceptance

USDT is accepted on hundreds of platforms, wallets, merchants and services throughout Latin America. This makes it functional and useful for more use cases.

Real use cases in Latin America

Let’s see how stablecoins are changing the economic dynamics of thousands of people and companies in the region:

Remittances without borders or high commissions 2.

Migrants living in the U.S., Europe or Chile send USDT to their families in Venezuela or Peru, avoiding the high fees of traditional services such as Western Union.

2. Payments for freelancers and digital creators.

Professionals working for international clients on platforms such as Upwork or Fiverr receive payments in USDT, avoiding bank delays and withholdings.

3. Digital merchants and online stores

E-commerce operating in LATAM are starting to accept USDT as a form of payment, thanks to its stability and ease of settlement.

4. Digital savings in times of inflation

In economies with unstable currencies, thousands of users are using USDT as a digital savings account, protected from local currency risk.

How to integrate USDT into your business or financial app?

Thanks to technology solutions like Futswap’s, integrating the use of USDT (and other stablecoins) is easier than ever. Here are some ways you can do it:

✅ Crypto-friendly payment gateway.

Allows your users to pay with USDT from any wallet. Ideal for e-commerce, digital platforms or online services. Easily integrated via API and can be customized to your brand.

✅ White label multi-currency wallet.

Launch your own digital wallet with support for USDT, BTC, ETH, and more. Includes send/receive, buy/sell functions, and all within a 100% customizable experience with your logo and colors.

✅ Crypto-friendly financial card.

Offer your users a prepaid card with which they can spend their USDT as if they were dollars or local currency, both online and in physical stores.

✅ Full white label platform.

If you want to launch your own wallet or financial app from scratch, Futswap offers a complete ecosystem with technical support, compliance tools (KYC/AML), liquidity and custom design.

Risks, regulation and best practices

Like any financial tool, stablecoins must be used responsibly and with knowledge of their legal context.

1. Variable regulation by country

Each Latin American country has a different approach to cryptocurrencies. Some allow them openly; others regulate or restrict them. It is key to have technological allies to help comply with regulations (as Futswap does with its integrated KYC/AML module).

2. Indirect volatility

Although stablecoins are stable, they can still have minor fluctuations or depend on the solvency of the entities backing them. That is why it is advisable to use stablecoins backed by transparent and audited companies.

3. Security first and foremost

The use of secure wallets, 2FA authentication, and good private key management practices is fundamental to protect funds.

Conclusion: USDT is not a fad, it is a financial necessity in LATAM.

The growing adoption of stablecoins such as USDT in Latin America is not a simple technological trend. It is a direct response to the real needs of millions of people and businesses seeking stability, access and control over their finances.

Integrating the use of USDT and other stable cryptocurrencies into your business is a strategic decision that can give you a competitive advantage, improve your users’ experience and prepare you for the region’s financial future.

Futswap helps you take the next step

With Futswap’s payment gateway you can accept USDT and other cryptocurrencies on your website, app or store.

But that’s not all. You can also launch your own custom wallet, offer crypto-friendly cards to your users or even build your entire financial platform on our infrastructure.

✉️ Schedule a demo with our team and discover how we can help you grow in the new world of digital finance.

Ready to receive frictionless digital payments and adapt to the future of finance in Latin America? At Futswap, we make it possible.

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